Online Payment Options For Small Businesses
There are many great Payment Processors to choose from. And this is certainly not a complete list. We are simply listing a few of the companies we have found be easy to work with and centered on customer service. For the sake of this post, we’re not delving into the difference between Gateways, Payment Processors, Merchant Accounts, etc. We are going to focus on two simple concepts; Do you need to accept online checks or not.
If You Need To Accept E checks:
Accept Online E ChecksYou may want to look at PayZang. They are incredibly helpful and very dedicated to Customer Service. PayZang is a leading provider of payment technology and services to merchants and corporations of any size. PayZang makes it easy for clients to process transactions using our deposit services, deposit initiation, online credit card processing, remote deposit capture, ACH processing and multi-channel payment acceptance.
PayZang offers multiple payment solution options that enable merchants to manage cash, accept and initiate payments more cost-effectively, securely and reliably. Our best-of-breed solutions incorporate robust, real-time payment engines that are web-enabled with comprehensive risk management functionality. The user interfaces are simple to use and can easily be deployed to all needed locations. PayZang’s scalable and cost effective application ensures complete flexibility over scheduling, straight thru automated processing, reporting and audit.
If You Need One Time Only Credit Card Billing:
PayPal online paymentsVery small businesses don’t have the resources to waste on a credit card processor that takes a long time to set up and learn how to use. Whether you are just starting out or simply don’t have a large sales volume, you should choose a service that lets you process credit cards right away. This is where PayPal can help — there aren’t any hoops to jump through to set up your account, and you don’t need any technical skills to use the service.
To start using PayPal, just sign up for an account, and enter your business and banking information. The registration process is fairly straightforward, so it shouldn’t take more than a few minutes to complete.
Unlike with many credit card processors, anyone can use PayPal. You don’t need to apply for a merchant account, wait for a credit check or complete any complicated paperwork to open an account. You don’t need to learn any fancy software or set up complex checkout systems, either. Regardless of which PayPal credit card processing method you choose, you’ll have a plug-and-play service that lets you get started in just a few steps.
If You Need Recurring Monthly Billing:
Recurring billingStripe.com is relatively new on the market, but growing fast in their San Francisco headquarters.
For those outside the US and Canada (Canada only since September 2012), unfortunately, you can stop reading right here since it is available only in these countries right now. But it looks like they are coming to the UK soon.
So how does Stripe stack against PayPal? In short, is has the same pricing, but you can process credit cards without sending clients to another site.
The last part is important. Stripe came up with a smart way of having it both ways. It allows people to enter the credit card info directly on your site, without you storing it, no PCI compliance has to be involved.
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